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This plan not only offers you life
insurance cover at a low cost, but
also provides for return of premiums
on maturity. The premiums returns
at maturity will be equal to the single
premium or the sum total of equivalent
annual premiums of the Economy Pack
(excluding extra premiums charged
if any). In case of pre-mature death
during the policy term, the full sum
Assured will be paid to the nominee.
The “Bajaj Allianz Term Care”
Plan offers you the convenience of
choosing between two premium payment
options.
• Regular
Premium Payment – Premium
payment throughout the selected term.
• Single
Premium Payment – One
time premium payment for the selected
term at commencement.
Apart from covering the risk of natural
death, this plan also provides you
the option to choose up to 5 additional
benefits. You can select a specific
combination of additional benefits
best suited to your needs, available
in 4 attractive packages to choose
from.
- Economy:
This is the basic plan, which is
available for both the regular and
single premium payment options.
- Protect:
This pack comes with the following
3 in-built additional benefits:
a. Accidental Death Benefit. b.
Accidental Permanent Total / Partial
Disability Benefit. c. Waiver of
Premium Benefit (in case of accidental
permanent total disability). The
Protect Pack is available with the
regular premium payment option only.
- Health:
This pack comes with the following
2 in-built additional benefits :
a. Critical Illness Benefit. b.
Hospital Cash Benefit. The Health
Pack is available with the regular
premium payment option only.
- Total:
This pack comes with the following
5 in-built additional benefits :
a. Accidental Death Benefit.
b. Accidental Permanent Total /
Partial Disability Benefit.
c. Waiver of Premium Benefit (in
case of accidental permanent total
disability). d. Critical Illness
Benefit. e. Hospital Cash Benefit.
The Total Pack is available with
the regular premium payment option
only.
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