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This plan offers you life insurance
cover at the lowest possible cost
for a selected term. It is an ideal
option to cover your near and dear
ones against financial risks arising
out of life’s adversities - like
death and permanent disability. In
case of pre-mature death during the
policy term, the Sum Assured is paid
to the nominee. There are no survival
benefits under this plan.
The “Bajaj Allianz Risk Care”
Plan offers you the convenience of
choosing between two premium payment
options.
• Regular
Premium Payment – Premium
payment throughout the selected term.
• Single
Premium Payment – One
time premium payment for the selected
term at commencement.
Apart from covering the risk of natural
death, this plan also provides you
the option to choose up to 5 additional
benefits. You can select a specific
combination of additional benefits
best suited to your needs, available
in 4 attractive packages to choose
from.
- Economy:
This is the basic plan, which is
available for both the regular and
single premium payment options.
- Protect:
This pack comes with the following
3 in-built additional benefits:
a. Accidental Death Benefit. b.
Accidental Permanent Total / Partial
Disability Benefit. c. Waiver of
Premium Benefit (in case of accidental
permanent total disability). The
Protect Pack is available with the
regular premium payment option only.
- Health:
This pack comes with the following
2 in-built additional benefits:
a. Critical Illness Benefit.
b. Hospital Cash Benefit. The Health
Pack is available with the regular
premium payment option only.
- Total:
This pack comes with the
following 5 in-built additional
benefits:
a. Accidental Death Benefit.
b. Accidental Permanent Total /
Partial Disability Benefit.
c. Waiver of Premium Benefit (in
case of accidental permanent total
disability).
d. Critical Illness Benefit.
e. Hospital Cash Benefit. The Total
Pack is available with the regular
premium payment option only.
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