- Convenient single premium payment, with
option to pay top-ups later.
- 100% of the single premium/top-ups are
allocated
- Guaranteed death benefit
- Choice of 5 investment funds with flexible
investment management: you can switch
between funds at any time.
- Attractive investment alternative to
fixed-interest securities
- Provision for full/partial withdrawals
any time after the single premium is paid.
- Unmatched flexibility –to match
your changing needs.
The five funds offered
are as under:
- Equity Fund – This fund provides
the scope of high appreciation over a
long term. The fund will primarily invest
in equities & is expected to match
returns given by NSE NIFTY. This fund
will invest at least 90% in equities and
maximum 10% in cash.
- Equity Gain Fund - The investment objective
of this Fund is to provide capital appreciation
through investment in select equity stocks
that have the potential for high capital
appreciation. This fund will invest at
least 90% in equities and maximum 10%
in debt & cash instruments.
- Debt Fund - This fund provides the scope
for steady returns at low risk through
investment in high quality fixed income
securities. This fund will be invested
fully in debt instruments.
- Balanced Fund – The balanced fund
is primarily for those who prefer a mix
of steady returns & growth. The balanced
fund will invest 30% to 50% in the equity
fund and 50%to 70% in the debt fund.
- Cash Fund – The cash fund will
invest conservatively in money market
& short-term investments to ensure
that return on investments shall never
be negative. 100% of this fund will be
invested in money market instruments.
The price of the units in this fund is
guaranteed never to go down.
The investment advice on the Equity Gain
Fund will be provided
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